Fern & Fine Print

Free mini-course · about 15 minutes

You're not bad at insurance. Insurance is bad at explaining itself.

Fern & Fine Print turns health and life insurance jargon into calm, plain-English lessons, kits, and workbooks. You'll understand your own paperwork, and you won't feel silly asking.

Start the free mini-course   See the kit

one leaf at a time ↓

Learn the words first

Deductible, copay, coinsurance: decoded.

Read your card

Your insurance card, explained one line at a time.

Compare in general

5 questions to ask before you pick any plan, with a worksheet.

Use what you have

What “out-of-pocket max” actually means (with a coffee-cup example).

Open enrollment, but calmer

The Coverage Confidence Kit

Everything you need to shop Open Enrollment calmly, in one printable kit, plus The Agent Check bonus guide for vetting anyone who helps you enroll.

  • Open Enrollment checklist + deadline calendar
  • Plan-comparison worksheet (premium vs deductible vs OOP max vs network)
  • “What to gather before you shop” document checklist
  • 1-page insurance glossary
  • “Is my doctor / drug covered?” call script
  • Bonus: The Agent Check, a 32-page guide + 1-page checklist for checking an agent’s license and Marketplace registration

$7

Coming soon

Free enrollment help is available in every state.

Use HealthCare.gov or your state's official marketplace (all 50 states and DC have one). These products are optional educational materials. 14-day satisfaction refund on every product. Email us and we'll refund you, no forms.